To sell an inherited house in Miami, you generally must first clear probate (unless the property passed through a trust or joint ownership), settle any debts or liens, and then choose how to sell — list it on the market, or accept a cash offer for a faster, simpler close. Every situation is different, so consult an attorney about your specific case.
Sell To Bobby is a Miami-based cash home buying company led by Bobby Suarez, serving Miami-Dade and Broward County. We buy houses in any condition and any situation — inherited, in foreclosure, or simply in need of repairs — with a fair cash offer in 24 hours and no fees or commissions.
First Things First: What Probate Means for an Inherited Miami House
Probate is the court-supervised process of transferring a deceased person’s property to their heirs. In Florida, most inherited homes must pass through probate before they can be sold, unless the property was already held in a living trust, owned jointly with rights of survivorship, or transferred by a lady bird (enhanced life estate) deed. The details matter, and they are legal questions — consult a Florida probate attorney before making decisions.
Here is the general shape of the process, so you know what to expect:
- Open the estate. A personal representative (executor) is appointed by the Miami-Dade probate court.
- Inventory and appraise. The home and other assets are catalogued and valued.
- Settle debts and taxes. Creditors, liens, and any outstanding property taxes are addressed.
- Distribute or sell. Once the court authorizes it, the property can be transferred to heirs or sold.
Florida offers a faster track called summary administration for smaller estates or when the owner passed more than two years ago, and a formal administration for larger or more complex estates. Which one applies to you is something an attorney can confirm.
Do You Owe Taxes on an Inherited House in Miami?
This is the question we hear most, and the good news is usually reassuring — but again, confirm the specifics with a tax professional or CPA.
- No Florida estate or inheritance tax. Florida does not impose a state estate tax or inheritance tax, so heirs typically do not pay a state-level tax simply for inheriting.
- Stepped-up basis. For federal capital-gains purposes, the property’s cost basis is generally stepped up to its fair market value on the date of death. If you sell soon after inheriting, your taxable gain is often small or zero.
- Property taxes continue. Miami-Dade property taxes keep accruing on the home until it is sold, and the homestead exemption the original owner held may not carry over to you.
Because tax outcomes depend on timing, basis, and your personal situation, consult a professional before you sell.
Your Options for Selling an Inherited Miami House
Once the estate can legally sell, you generally have three paths. The right one depends on the home’s condition, how quickly the heirs want to move on, and whether everyone agrees.
| Option | Best when… | Trade-offs |
|---|---|---|
| List with an agent | The home is in good condition and you have time to prep, show, and wait. | Repairs, cleanouts, showings, agent commissions, and a timeline that can run months. |
| Sell FSBO (by owner) | You want to save on commission and have time to manage the sale yourself. | You handle marketing, negotiation, and paperwork — and still face repairs and financing delays. |
| Sell to a cash buyer | You want speed, certainty, and to sell the house exactly as it is. | A cash offer is typically below retail list price in exchange for speed and no fees. |
Why a Cash Sale Can Simplify an Inherited Home
Inherited homes often come with complications the open market punishes: deferred maintenance, dated interiors, tenants, a cluttered estate, or heirs spread across different cities. A cash sale sidesteps most of that friction.
- Sell as-is. You do not fix anything, clean anything out, or stage a single room. We buy the house in as-is condition.
- No fees or commissions. The number in your offer is the number — every offer is itemized so you can see exactly how it was built.
- A fast, predictable close. No lender, no appraisal contingency, no financing that falls through at the last minute. We can close on your timeline.
- One less thing to coordinate. When multiple heirs are involved, a single clean cash close is far simpler than managing months of showings.
Typical cash offers in the Miami market run around 70–85% of a home’s after-repair value — an honest trade of a lower price for speed and certainty. When you factor in the repairs, holding costs, and commissions you skip, the net difference is often smaller than it first appears. We are one of several we buy houses in Miami options, and we encourage you to compare.
Get Your No-Obligation Cash Offer
See what your Miami house is worth to us — no repairs, no fees, no obligation. Sell To Bobby makes a fair cash offer in 24 hours.
Get Your No-Obligation Cash Offer or call (305) 614-3115
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A Simple Path Forward
Selling an inherited house does not have to be overwhelming. Clear probate with an attorney’s guidance, settle any debts, and then decide whether the market or a cash sale fits your family better. If you want a no-pressure number to compare against, we are glad to provide one. Our sellers have shared their experiences in our 4.9-star seller reviews, and you can learn more about the person behind the company on Bobby Suarez’s page.
Frequently Asked Questions
Can I sell an inherited house in Miami before probate is finished?
Usually not — in Florida the estate typically must clear probate before the property can be legally sold, unless it passed through a trust or joint ownership. Timing and exceptions are legal questions, so consult a Florida probate attorney about your case.
Do I have to pay taxes when I sell an inherited house in Florida?
Florida has no state estate or inheritance tax. For federal capital gains, the basis is generally stepped up to the home’s value at the date of death, so selling soon after inheriting often means little or no taxable gain. Confirm with a tax professional.
Can I sell an inherited Miami house that needs major repairs?
Yes. A cash buyer like Sell To Bobby purchases inherited homes in as-is condition — you fix nothing and clean nothing out. We factor the home’s condition into an itemized, no-obligation cash offer.
What if multiple heirs inherited the house together?
All legal owners generally must agree to the sale and sign the closing documents. A single cash sale is often simpler to coordinate than months of showings. An attorney can advise on how title and heir agreements affect your specific sale.
How fast can I sell an inherited house for cash in Miami?
Sell To Bobby provides a fair cash offer within 24 hours, and once probate allows the sale, we can close on your timeline — often in a matter of days rather than months, with no lender or financing delays.
How much will a cash buyer pay for my inherited Miami house?
Cash offers in Miami typically fall around 70–85% of after-repair value, reflecting the speed, certainty, and repairs you skip. Every Sell To Bobby offer is itemized so you can see exactly how the number was built.
